Simple, Low-Risk Protection For Your Home
When a power surge damages your electronics or appliances, SurgeAssist reimburses you for the cost of repair or replacement up to $2,000 in any rolling 12-month period. There are no complicated claims processes and no long-term commitments. If it's not right for you, simply cancel.
What is a Power Surge?
A short burst of extra voltage, or a brief dip, that can silently fry sensitive electronics and appliances. Surges are caused by lightning, trees contacting power lines, and vehicle accidents.
What does SurgeAssist do?
If a covered device is damaged by a surge, SurgeAssist reimburses your repair or replacement cost, up to $2,000 in a rolling 12-month window. Enroll once, and you're covered.
Most Major Appliances and Electronics are Covered
SurgeAssist covers surge-related damage to the devices you rely on every day.
HVAC Systems
Televisions
Computers
Washers & Dryers
Refrigerators
Stoves & Wall Ovens
Microwaves
Well Pumps
Sign-Up for SurgeAssist Today
Ready to Get Protected?
Enrollment takes just a couple of minutes through MyREC SmartHub, REC's free member app. Protection starts 30 days after your first payment is received.
Enroll via MyREC SmartHub
- Open MyREC SmartHub
- Tap Contact Us
- Select Need Help
- Choose SurgeAssist from the menu
Frequently Asked Questions
SurgeAssist helps protect many of the electronics, appliances, and electrical equipment in your home from damage caused by power surges. Covered items may include televisions, microwaves, garage door openers, ceiling fans, refrigerators, freezers, dishwashers, washing machines, dryers, computers, and other eligible household equipment. Coverage is subject to program terms and annual claim limits
Yes. Eligible claims are covered up to the program's annual claim limit per residence. Coverage may include diagnostic expenses, repairs, and eligible replacement costs, up to the maximum benefit amount.
Plug-in surge strips provide valuable protection, but they cannot stop every surge event that may occur within a home's electrical system. SurgeAssist adds an additional layer of financial protection by helping cover the cost of repairing or replacing eligible equipment damaged by covered electrical surges.
No. SurgeAssist is designed to complement, not replace, homeowner's insurance by providing protection for eligible surge-related equipment failures and helping reduce unexpected repair and replacement costs.
Yes. Multiple eligible appliances damaged during the same electrical surge event may be submitted as part of a single claim.